Employment Insurance (EI) After a Job Loss: How to Apply

How much you can get

Employment Insurance (EI) regular benefits pay 55% of your average insurable weekly earnings, up to a maximum of $729 per week. As of January 1, 2026, maximum insurable earnings are $68,900 a year, which sets that cap. You can receive benefits for 14 to 45 weeks, depending on the unemployment rate in your region and how many insurable hours you've accumulated.

Are you eligible?

• You lost your job through no fault of your own — a layoff, contract end or closure generally qualifies; quitting or being fired for misconduct usually does not.
• You have enough insurable hours in your qualifying period — the threshold varies by regional unemployment rate.
• You're ready, willing and actively looking for work while you claim.

How to apply, in order

1. Apply online right away

   Don't wait for your Record of Employment (ROE) — apply within days of your last day worked. Every week you delay can cost you benefits.

2. Let your employer's ROE follow

   Employers usually file it electronically with Service Canada; if it's late, Service Canada can request the information another way.

3. File biweekly reports

   Once approved, you confirm your availability and job search every two weeks to keep payments going.

4. Report any new income immediately

   A new job, even part-time, or any income must be declared right away to avoid an overpayment.